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Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | PetFirst |
|---|---|---|
| No payout caps on any plans |
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| Alternative care and genetic conditions coverage included in all plans |
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| Reimbursement method based on the vet bill (not on a benefit schedule) |
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| Annual deductible (not per condition) |
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| App for easy and fast claims processing |
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| Foundation dedicated to pet welfare |
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| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.4 |
Included
Not included or some exclusions
Included
Not included or some exclusions
1. PetFirst has an annual claim limit of $5,000 to $20,000, depending on the plan.
2. PetFirst has a per-condition deductible that ranges between $50 and $500. This requires their customers to pay the full deductible with each new condition, which typically reduces claim reimbursement during the course of the policy year. The Healthy Paws plan only has one annual deductible.
3. PetFirst's higher limit plans are on the pricier side, according to Consumers Advocate.
A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and want to minimize the amount you pay in deductibles.
PetFirst offers an easy enrollment process, they do not require a vet exam, and accident coverage starts in 24 hours, so if you want coverage to start immediately, they are a good option.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
