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Pet Insurance Plan
in Illinois

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

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Top-Rated Insurance for Dogs and Cats in Illinois

Pets are valued family members in Illinois that help us cheer on favorite sports teams, get active in local parks, and snuggle up on cold winter days. Yet one of the best things that you can do for your pet in the Land of Lincoln is to get a pet insurance policy so that you’ll less concern about whether a recommended treatment is worth it or not.

Here’s how pet insurance works in Illinois and the most important things to know about getting your dog or cat covered in Chicago or anywhere else in the state.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Barrington, IL: “Little John was operated on Sept. 19 to the tune of $3,300. I submitted the claim on Sept. 21 via Healthy Paws’ super slick and easy online procedure. Claim was approved 2 days later covering 90% just as they promised!”
-Spencer, Healthy Paws customer

Treatment: Patella luxation (floating kneecap) surgery

Total Vet Cost: $3,300

Healthy Paws reimbursed: $2,880


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

In Illinois, you can take your pet to any licensed veterinarian across the U.S. and submit claims to Healthy Paws for reimbursement up to 90%.

Here are some examples of what the plan covers for Illinois dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

However, the Healthy Paws plan doesn't cover pre-existing conditions, the examination fee, or preventative care. For more information, see our complete list of exclusions. There is a 15-day waiting period to submit claims after enrolling your pet in Illinois.

Why Get Pet Insurance in Illinois?

Pets in Illinois are certainly no stranger to getting into accidents and becoming sick unexpectedly. Young puppies and kittens often eat things that they shouldn’t and get into mischief that may lead to broken bones and other injuries. Older pets start to feel the effects of congenital and hereditary conditions, which can get very expensive to pay for if ongoing treatment is needed. The five most common claims to Healthy Paws from Illinois pet parents are for skin conditions, gastritis, pain, ear infections and eye conditions.

Extremely hot and cold temperatures affect Illinois pets’ health each year. Meanwhile, many Illinois pets suffer from unexpected injuries which may require surgery to improve their quality of life. Because of the rising costs of veterinary treatment in the state, pet insurance is definitely worth considering in Illinois.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Illinois

"I did a ton of research about insurance companies after a bad experience with my last one, and I am happy to report that all the positive things I've read are absolutely true. Great customer service, prompt payment, and everything is straightforward. I highly recommend them."

- Cisley M., Chicago, IL

"Their coverage and customer service are second to none and their claim submission and payment process could not be easier. Their customer service reps even send personal follow-up notes when they notice significant episode claims. I have fully recommended Healthy Paws to friends, family, and our vet!"

- Mark N.

Get a Quote for Pet Insurance in Illinois

For pet parents living in the Chicago metro area, Western Illinois, Central Illinois, Southern Illinois, or the East St. Louis area, we are pleased to offer a pet insurance plan to cover your vet bills for new accidents and illnesses. Simply tell us a few details about your pet and we’ll provide you with a fast quote for what it would cost to insure your dog or cat in Illinois. This is the first step in protecting your furry best friend and making the most of every day together without worrying about finances or untreated medical conditions that cause pain or get worse over time!

Get a fast quote on our website today to take the first step of insuring your dog or cat in Illinois.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.