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Pet Insurance Plan
in Montana

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
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Best Choice Overall

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Top-Rated Insurance for Dogs and Cats in Montana

Out here in Big Sky Country, pets live large and experience epic adventures every day. Some of these adventures are fun, but others can result in illnesses and accidents that put their health at risk.

Many Montana pet parents are starting to look into pet insurance so that they can be prepared as their pets get older and unexpected vet bills can be expected to arise. Here’s how pet insurance works and why getting a policy is a great idea for your dog or cat.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
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Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: “Healthy Paws has truly been a lifesaver. Their coverage is so straightforward and they have paid 90% of all our dogs bills. We were able to get him all the care he needed without worrying about the expense. I just snapped pictures of the bills with the Healthy Paws app and we had our checks within 3 days. This insurance is the best money you could spend for your pet!”
-Healthy Paws customer Alyson, Belgrade, MT

Treatment: Gastritis

Total Vet Cost: $4,906

Healthy Paws reimbursed: $4,315


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
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No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans in Montana cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. For details, check out our complete list of exclusions.

Here are some examples of what the plan covers for Montana dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

When your pup or kitty is having a bad day, go to any licensed vet in Montana or across the country and simply send us a photo of the bill. We process most claims within two business days, and you can get up to 90% of your vet bills reimbursed so that you won’t be spending a fortune to get the treatment your pet needs.

Why Get Pet Insurance in Montana?

Whether you’re out hiking, going to local parks, or running around the house, Montana pets can get into mischief and have costly mishaps. Meanwhile, lots of Montana pets will be faced with symptoms of breed-specific conditions, develop cancer, and require surgery and hospitalization during their lifetimes. The five most common claims to Healthy Paws from Montana pet parents are for pain, gastritis, skin conditions, eye conditions and growths.

Keeping up with costly vet bills can be a challenge. Fortunately, Healthy Paws is here for you in the Rocky Mountain Region and the Great Plains Region of the state.

Get an instant quote now and take the first step to protect your furry best friend.

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Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in Montana

Curious to learn how pet insurance actually works in Montana? Here is what some of customers have been saying about their recent experiences with our pet-loving insurance company:

"Bear was diagnosed with a torn ACL and underwent TPLO surgery. I submitted a nearly $2,700 claim late the morning, one day post-op. By early afternoon I received notification that the claim would be paid per my policy and I received the check the following week. I have only good things to say about Healthy Paws!"

- Elizabeth A., Kalispell, MT

"Our lab recently spent a couple of days in the hospital for an intestinal infection. It gave us peace of mind to know that we could opt for the best care for our beloved pet without worrying about the long-term effect on our bank account!"

- Melanie S.

Get a Quote for Pet Insurance in Montana

Healthy Paws offers instant pet health insurance quotes for families living in Missoula, Bozeman, Helena, Billings, and every other community in the state of Montana. All you need to do is tell us a few brief details about your pet, and we’ll get the quote over to you right away.

Get a fast quote on our website today to take the first step of insuring your dog or cat in Montana.

Get an instant quote now and take the first step to protect your furry best friend.

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The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.