Get an instant quote now and take the first step to protect your furry best friend.

close menu

Pet Insurance Plan
in North Dakota

#1 Customer-Rated for the last 7 years #1 Customer-Rated for the last 7 years

  1. No maximum annual or lifetime payouts
  2. Most claims are processed within two days
Enter Pet Name

See My Rates »

Best Unlimited Coverage

Best Choice Overall

2022 Most Trusted Brand

Featured At


Top-Rated Insurance for Dogs and Cats in North Dakota

North Dakota pets are no strangers to cold, snow, big adventures, and cozy snuggles with their favorite humans. It’s important to take the very best care of your pets in North Dakota, which includes signing your pup or kitty up for a pet insurance policy such as the Healthy Paws pet insurance plan.

Here is an overview of how pet insurance works and why it’s worth considering in the Peace Garden State.

Customer Satisfaction

Customers Rate Us #1

Everything we do is driven from our love of animals and our commitment to pet health. We offer one pet insurance plan that covers vet visits for new accidents and illnesses at competitive premiums. Our insurance plan is designed with straightforward and simple terms of coverage.

  • #1 Customer-rated pet health insurance plan for the last 7 years*
  • More than 550,000 pets enrolled**
  • Staff of vet techs & pet parents
  • Flexible premium and deductible options
*View source: October 2023 **As of October 10, 2023
See My Rates »


Is Pet Insurance Worth It?

Here’s how it was for one Healthy Paws customer: Gladstone, ND: “I have had nothing but the best experience with Healthy Paws. I am one of the 'lucky' owners that has had an orthopedic nightmare of a dog and Healthy Paws has been right by my side. I would never change to a different pet insurance and tell all my friends about how easy Healthy Paws has made a very stressful event.”
-Betty, Healthy Paws customer

Treatment: Cruciate ligament surgery

Total Vet Cost: $5,093

Healthy Paws reimbursed: $4,844


Speedy Claim Payouts

With no claim forms to fill out when you want to file a claim, we've created a fast and easy claim process for our customers. Just take a photo of your vet bill and submit it through the Healthy Paws mobile app or your online Healthy Paws customer center. It’s that easy!

How it Works - As Easy As 1, 2, 3*

  1. Visit any US licensed veterinarian or emergency clinic.
  2. Take a photo of your veterinarian bill & submit it via our app/website.
  3. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet’s full medical history, and if we have any questions, we will reach out to you directly.
See My Rates »


No Maximum Limit on Claim Payouts

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness during the plan effective dates, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

  • 1 straightforward pet insurance policy
  • No costly add-ons
  • Use any licensed veterinarian

What Pet Insurance Covers

Healthy Paws pet insurance plans in North Dakota cover new accidents and illnesses, except for pre-existing conditions or as otherwise excluded under your policy. There are no maximum annual, per-incident, or lifetime payout limits, so you can rest assured that Healthy Paws is on your side.

Here are some examples of the many things that the plan covers for North Dakota dogs and cats:

  • Illnesses
  • Accidents
  • Hereditary conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Diagnostic treatment
  • X-Rays, blood tests, ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care
  • Specialty care
  • Alternative treatment

With a Healthy Paws insurance plan, you can take your pet to any licensed veterinarian in North Dakota or across the country, including specialists and emergency animal hospitals. To get reimbursed up to 90%, all you need to do is submit a photo of the bills on our mobile app or website.

Why Get Pet Insurance in North Dakota?

There are lots of pet-friendly destinations in North Dakota, but even if you keep your pets inside at all times, their health could still be at risk. Many pets here suffer from orthopedic conditions, torn ligaments, broken bones,cancer, and unexplained symptoms that require diagnostic testing. The five most common claims reported to Healthy Paws from North Dakota pet parents are for pain, skin conditions, gastritis, ear infections and eye conditions.

When your North Dakota dog or cat is feeling unwell, Healthy Paws can be there to help you get your pet the necessary vet care.

Get an instant quote now and take the first step to protect your furry best friend.

» See My Rates

Our Commitment to Our Customers

The Healthy Paws pet insurance plan is designed with straightforward and simple terms of coverage, we reimburse covered claims quickly, and you can count on us to help with great customer service, especially when it comes to reducing the stress of caring for a sick pet.

Our goal is to provide you and your pet with the best customer service and best pet insurance plan in the country. We are grateful to our pet-passionate customers for sharing their love of our plan and service by giving us the #1 customer satisfaction rating at for seven years in a row.


Happy Customers and Pets in North Dakota

"Our one-year-old Golden Retriever became very lethargic and seemed to be in pain. After numerous tests, they could not find anything serious. He came home with meds and slowly came back to normal. Healthy Paws handled my first time claim within a week and a few days later I had a check. They were a pleasure to deal with and I would highly recommend them."

- Jay

"Bear was diagnosed with a torn ACL and underwent TPLO surgery. I submitted a nearly $2,700 claim late in the morning, one day post-op. By early afternoon I received notification that the claim would be paid per my policy and I received the check the following week. I have only good things to say about Healthy Paws!"

- Elizabeth S.

Get a Quote for Pet Insurance in North Dakota

No matter what part of the Upper Midwest region that you live in, Healthy Paws is here for you and your pets. In the Red River Valley, the Drift Prairie, and the Missouri Plateau, our policy is easy to understand and exactly what your pup or kitty needs to stay well.

We encourage pet parents in Fargo, Bismarck, and every other part of North Dakota to get a pet insurance quote today to learn more and start planning for the future.

Get a fast quote on our website today to take the first step of insuring your dog or cat in North Dakota.

Get an instant quote now and take the first step to protect your furry best friend.

» See My Rates

The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.

Insureds providing testimonials in this report have not received compensation for their statements.