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How Does Pet Insurance Work?

Pet Insurance is one of the fastest growing insurance products in the United States. For many households, pets are a special part of the family and receive the same commitment to their care and well-being as other family members.


This commitment to your pet's health is becoming more expensive due to advances in medical technology for pets and increasing costs of general veterinary care. As a result, more people are choosing to protect themselves from expensive veterinary care with a quality pet health insurance plan.


How Does Pet Insurance Work?

Most pet health insurance plans have a few basics in common.

  • Choose a deductible: usually per incident or per year.
  • Select a reimbursement level or co-pay percentage.
  • Pay for coverage on a monthly basis.
  • Seek treatment at any licensed veterinarian.
  • Pay the vet directly, then get reimbursed for covered treatment by the pet insurance company after submitting a claim.


There are also substantial differences between companies. These differences often impact if your claim is covered or how much you get reimbursed after a veterinary visit. It's important to do you research to make sure you are choosing a plan that protects you financially when it really matters. A company that covers a $50 wellness exam but then only pays $500 for a $3,000 cancer treatment isn't really providing you with much value. Do your research!



Healthy Paws - Customers Rated us the #1 Pet Insurance Plan!

Our commitment to our customers is to provide unparalleled service and support, and access to the best pet insurance plan on the planet. It's just one of the reasons why we are the #1 customer-rated pet insurance company at Canine Journal. We have a 9.8 out of 10 rating and work hard to earn our customers trust and business.



Learn More About Pet Insurance


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