Pet: Molly, American Pit Bull Terrier

What was wrong?
Molly had to have cranial cruciate ligament surgery on her leg (TPLO was performed). Her treatment included blood work, x-rays, IV fluids/medications, anesthesia, surgery, hospitalization and medications for home.

Claim Paid:  3/8/2013

Total Vet Bill:
$4188.28

Healthy Paws Reimbursement
$3749.65 *(Based on Molly’s annual deductible and reimbursement level of $100 – 90%)

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Pet: Jackson, German Shepherd

What was wrong?
After not eating for a few days, some vomiting and general lethargy, Jackson was found to have pneumonia. His treatment included blood work, x-rays, IV fluids, medications during and after his hospital stay.

Claim Paid: 3/11/2013

Total Vet Bill:
$847.97

Healthy Paws Reimbursement
$763.17 *(Based on Jackson’s annual deductible and reimbursement level of $250 – 90%)

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Pet: Bailly, Cocker Spaniel

What was wrong?
Bailly was having major stomach issues and was diagnosed with pancreatitis. His treatment included blood work, x-rays, an ultrasound, IV fluids/medications, hospitalization and medications to take home.

Claim Paid: 3/18/2013

Total Vet Bill:
$3398.75

Healthy Paws Reimbursement:
$3000.38 *(Based on Bailly’s annual deductible and reimbursement level of $100 – 90%)

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Pet: Ezekiel, Mixed Breed

What was wrong?
Ezekiel got a serious cut on the pad of his paw. His treatment included blood work, anesthesia, IV fluid/medications, surgery to repair the laceration, and medications to take home.

Claim Paid: 3/29/2013

Total Vet Bill:
$621.15

Healthy Paws Reimbursement
$559.04 *(Based on Ezekiel’s annual deductible and reimbursement level of $100 – 90%)

 

Pet: Shelbi, Golden Retriever

What was wrong?
Shelbi had to have anterior cruciate ligament surgery on her leg. Her treatment included pre-op blood work, x-rays, IV fluids/medications, anesthesia, surgery, post-op hospitalization and medications to take home.

Claim Paid:  2/5/2013

Total Vet Bill:
$3132.21

Healthy Paws Reimbursement
$2818.99   *(Based on Shelbi’s annual deductible and reimbursement level of $100 – 90%)

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Pet: Lola, Mixed Breed

What was wrong?
Lola went to her vet with severe vomiting and diarrhea. She was diagnosed with pancreatitis. Her treatment included blood work, x-rays, IV fluids, medications during and after her hospital stay.

Claim Paid: 2/11/2013

Total Vet Bill:
$791.57

Healthy Paws Reimbursement
$712.41 *(Based on Lola’s annual deductible and reimbursement level of $50 – 90%)

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Pet: Tess, English Bulldog

What was wrong?
Tess went to her vet with a laceration/puncture wound. Her treatment included anesthesia, wound repair including drain, an antibiotic shot and medications to take home.

Claim Paid: 2/18/2013

Total Vet Bill:
$824.25

Healthy Paws Reimbursement:
$741.83 *(Based on Tess’ annual deductible and reimbursement level of $100 – 90%)

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Pet: Daisy, Crossbreed

What was wrong?
Daisy and her owner were out for a hike when she injured her back. After a day being monitored at the hospital, it was determined the she had fractured vertebrae in her back, putting pressure on her spine. Her treatment included blood work, CT scan, anesthesia, IV fluid/medications, back surgery including fracture plates, extended hospitalization and medications to take home.

Claim Paid: 2/25/2013

Total Vet Bill:
$17,977.00

Healthy Paws Reimbursement
$15,758.30 *(Based on Daisy’s annual deductible and reimbursement level of $250 – 90%)

Claim Paid:
11/6/2012

Pet:
Tabitha, Labrador Mix

What was wrong?
Tabitha injured her right knee and needed MPL (Medial Patellar Luxation) surgery Her treatment included pre-op blood work, x-rays, IV fluids/medications, anesthesia, surgery, hospitalization and prescription medication to take home.

Total Vet Bill:
$2187.25

Healthy Paws Reimbursement
$1937.37

*(Based on Tabitha’s annual deductible and reimbursement level):
$250 – 90%

Claim Paid:
11/9/2012

Pet:
Teddy, Domestic Medium Hair Cat

What was wrong?
Teddy is diabetic and currently has a form of lymphoma. To keep these conditions in check, he needs insulin and other medications on a daily basis. This claim was for 3 months of medication.

Total Vet Bill:
$446.94

Healthy Paws Reimbursement
$402.25

*(Based on Teddy’s annual deductible and reimbursement level):
$100 – 90%

Claim Paid:
11/14/2012

Pet:
Thor, Crossbreed

What was wrong?
Thor needed to have entropion surgery. Entropion is a congenital condition where the eyelids roll inward and rub against the cornea of the eye. This can cause a great deal of discomfort for the dog. His treatment included pre-op blood work, IV fluids/medications, general anesthesia, eye surgery and medications for when he went home.

Total Vet Bill:
$501.50

Healthy Paws Reimbursement
$451.35

*(Based on Thor’s annual deductible and reimbursement level):
$50 – 90%

Claim Paid:
11/21/2012

Pet:
Shelby, Miniature Australian Shepherd

What was wrong?
Shelby was having major tummy issues and had to go to the emergency vet. She was diagnosed with Acute Gastritis, which is when the stomach lining becomes inflamed or swollen. Shelby’s treatment included IV fluids/medications, blood work, anesthesia, x-rays, hospitalization and medications to take at home.

Total Vet Bill:
$1867.58

Healthy Paws Reimbursement:
$1607.02

*(Based on Shelby’s annual deductible and reimbursement level):
$200 – 90%

 

People who read this article had the following questions about pet insurance:
- Is pet insurance worth the cost?
- What are common pet insurance questions?
- How does pet insurance work?
- Where can I read pet insurance reviews?
- Where can I get an online pet insurance quote?

 

Claim Paid: 9/22/2012

Pet: Tucker, Bullmastiff

What was wrong? Tucker was having recurring infections of his outer ears and ear canals (otitis externa). His veterinarian suspected some type of allergy and recommended Tucker get tested. Tucker had a complete allergy panel and ear cytology.

Total Vet Bill: $542.69

Healthy Paws Reimbursement: $488.42

*(Based on Tucker’s annual deductible and reimbursement level of $200 – 90%)

====================

Claim Paid: 9/5/2012

Pet: Neah, Labrador Mix

What was wrong? Neah injured her left anterior cruciate ligament (ACL) and it needed to be surgically repaired. Her treatment included pre-op blood work, x-rays, IV fluids/medications, anesthesia, surgery, hospitalization and prescription medication to take home.

Total Vet Bill: $2,650.00

Healthy Paws Reimbursement: $2,385.00

*(Based on Neah’s annual deductible and reimbursement level of $250 – 90%)

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Claim Paid: 9/7/2012

Pet: Princess Leia, Great Dane

What was wrong? Princess Leia needed to have entropion surgery. Entropion is a congenital condition where the eyelids roll inward and rub against the cornea of the eye. This can cause a great deal of discomfort for the dog. Her treatment included pre-op blood work, IV fluids/medications, general anesthesia, eye surgery, medications for when she went home and a follow up visit to her vet.

Total Vet Bill: $1,270.75

Healthy Paws Reimbursement: $1,143.68

*(Based on Princess Leia’s annual deductible and reimbursement level of $250 – 90%)

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Claim Paid: 9/17/2012

Pet: Max, French Bulldog

What was wrong? Max had a collapse episode and his owner suspected it might be heatstroke. He was actually having internal bleeding and needed surgery to find the cause. Max’s treatment included pre-op blood work, IV fluids/medications, transfusions, abdominal surgery and prescription medications for when he went home.

Total Vet Bill: $2,830.33

Healthy Paws Reimbursement: $2,497.30

*(Based on Max’s annual deductible and reimbursement level of $50 – 90%)

 

 

Claim Paid: 4/7/2012

Pet: Meeko, Weimaraner

What was wrong?

Meeko was taken to the vet because somehow he fractured a tooth.  His treatment included dental x-rays, pre-op blood work, general anesthesia, surgery to remove the fractured tooth and prescription medications.

Total Vet Bill: $935.93

Healthy Paws Paid: $842.34

*(Based on Meeko’s annual deductible and reimbursement level): $250 – 90%

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Claim Paid: 4/12/2012

Pet: Popcorn, Dachshund

What was wrong?

Popcorn was having continued problems with his back and had to have more surgery to relieve pressure on the nerves of his spine.  His treatment included an MRI, pre-op blood work, IV fluids/medications, general anesthesia, catheterization, surgery, post-op hospitalization and prescription medications for when he went home.

Total Vet Bill: $ 4,671.36

Healthy Paws Paid: $4,159.22

*(based on Popcorn’s annual deductible and reimbursement level): $500 – 90%

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Claim Paid: 4/19/2012

Pet: Goober. Labrador Mix

What was wrong?

A car hit poor Goober and his leg was broken.  His treatment included pre-op blood work, x-rays, IV fluids/medications, anesthesia, surgical repair of his leg that included metal screws/plates, bandaging, hospitalization and prescription medications for when he went home.

Total Vet Bill: $ 3,552.84

Healthy Paws Paid: $ 3,197.56

*(based on Goober’s annual deductible and reimbursement level): $250 – 90%

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Claim Paid: 4/26/2012

Pet: Lilly, American Pit Bull Terrier

What was wrong?

Lilly went to the vet when her owner noticed an unusual amount of swelling under her chin.  Her treatment included blood work to check for infection, anesthesia, x-rays and prescription antibiotics to take home.

Total Vet Bill: $ 503.83

Healthy Paws Paid: $ 453.45

*(based on Lilly’s annual deductible and reimbursement level): $250 – 90%

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#5 Claim Paid: 5/2/2012

Pet: Veggie, Poodle Mix

What was wrong?

Veggie was having major tummy issues and needed surgery to see if she had something stuck in her stomach/intestines.  Her treatment included pre-op blood work, x-rays, IV fluids/medications, anesthesia, surgery, IV fluids, hospitalization and medications to take home.

Total Vet Bill: $ 1,510.09

Healthy Paws Paid: $ 1,334.33

*(based on Veggie’s annual deductible and reimbursement level): $250 – 90%